BCR is stepping up for entrepreneurs by introducing the first Visa credit card designed specifically for micro-enterprises. It is now available entirely online and has a credit limit of up to 80,000RON. This move is facilitated through BCR’s digital banking platform, making it easier for business owners to access financial resources directly from their phones, tablets, or computers.
In a matter of minutes, entrepreneurs can apply for this credit offer, sign the contractual documents online with a free electronic signature provided by BCR, and receive their credit card via courier along with activation instructions. This streamlines the process, eliminating the need to visit a bank branch.
The credit card offers a 0% interest rate on installment purchases worldwide and allows multiple cards to be issued linked to the same account. It also offers VAT reclaim for a wide range of company expenses abroad, up to 27% of their value.
Vlad Huţuleac, Executive Director of Retail Products and Segments at BCR emphasizes the convenience this card brings to entrepreneurs. It offers a fully online financial alternative that helps manage business expenses and cash flow more efficiently, anytime and anywhere, without the need for paper documents. This development represents another step forward in making digital banking services more accessible to entrepreneurs.
Elena Ungureanu, Visa’s Country Manager for Romania, praises the partnership with BCR, highlighting its global commitment to supporting the SME sector. This new credit card complements Visa’s efforts to provide micro-enterprises with the necessary tools to thrive in the digital economy, enhancing cash flow management and business continuity.
